In all my financial interactions – be it planning for clients, training, teaching or writing, people have come to me with some problem which they think is unique.
In all the financial problems, I am able to find a pattern. Believe it or not, people more often than not choose the problem by their behavior. It is easy for me to find a pattern and say, “Well you choose your problem, did you not?“
Your financial problems would have been caused by some (or all) of the following financial behavior: Read the full article at Financial Counselors.

Article on getting personal financial counseling.

Most people do not live with a financial game plan. Without a financial plan you are destined to be normal…always worried about finances, deeply in debt, unable to pursue your dreams because your bills are holding you back. Personal financial counseling is right for you if you want to develop an overall financial plan to ensure you are doing the best with what you have.
Read the full article at Financial Counselors.

Nice article on financial counseling agency.

Before signing up with a financial counseling agency, you must do your homework. Your goal should be to find a credit counseling agency that has satisfied clients, offers personalized service from trained counselors, can educate them how to make appropriate financial choices and will provide them with the tools they need to achieve financial security. Read the full article at Financial Counselors.

An interesting article on marriage financial counseling.

Once the wedding bells have stopped ringing, even well-heeled newlyweds like Jessica Simpson and Nick Lachey need to be mindful of their finances. (Remember hubby Nick’s horror about his wife’s purchase of $1,400 bedsheets?) That’s because, of the roughly 2.3 million U.S. couples that get married annually, the median age of first-timers to the altar is between 25 and 27, according to Divorce Magazine. At that age, many couples are still hitched to student loans and credit-card debt accumulated as singletons. Read the full article at Financial Counselors.

More info on financial counseling planning:

Financial Counseling and Planning (FCP) is a peer-reviewed journal published
two times a year by the Association for Financial Counseling and Planning Education. FCP features original research and descriptions of effective approaches to education and practice concerning all aspects of financial counseling and planning. Readers expect to find detailed recommendations for education and practice in journal articles. FCP also publishes book reviews. Read the full article at Financial Counselors.

Where go to for online financial counseling?

The sites mentioned below are some of the places where you can find online financial counseling:
Consumer Credit Counseling Services
DaveRamsey.com
Consumer Credit Counseling Service of Buffalo
Consumer Credit Counseling Service of Greater Dallas

Read the full article at Financial Counselors.

A nice article articulating a credit card counselors viewpoint on how to go guard your credit card number.

Would you consider taking a blank check from your checkbook, signing it, and then leaving it on the counter at a convenience store? Would you leave a wallet full of cash lying around in public?

Of course not. In fact, these are ridiculous questions.

Nevertheless, many people carelessly extend an open invitation for strangers to steal from them by not guarding their credit card information carefully enough. Unfortunately, with just your credit card number and expiration date, it’s not that difficult for someone else to charge purchases to your account. That’s why credit card fraud is so high – it’s a combination of the lackadaisical attitudes people have toward their cards and other people’s willingness to steal from them if they make it easy enough. Read the full article at Financial Counselors.

Robert Kiyosaki, author of the best-selling Rich Dad, Poor Dad series, shares tips for getting ahead in business.

1. Find equal opportunities. Don’t be a victim of the survival-of-the-fittest technique. Make yourself marketable.
2. Get a life-changing business education. Feed your mental, emotional, physical and spiritual needs. No, this doesn’t necessarily mean sitting in a college classroom. Get an education from life.
3. Latch onto friends who will pull you up, not push you down. Protect yourself from negative influences.
4. Find value in your network. The more people you can meet in business, the better.
5. Develop your most important business skill. Communicate, communicate and communicate. Read the rest of the article at Financial Counselors.

Thanks to rapid industralization and progress that humankind has made, new avenues for employment have opened up. And in the last few decades, due to evolution of the modern banking and financial system, newer jobs have come up in the financial sector. One of the types of jobs is financial counseling jobs. There is a huge demand for financial counselors to help out people from the financial mess their lives are in. In the fast changing world which is full of cut throat competition people are spending like crazy without really bothering about the implications. Do they actually need that brand new Plasma TV, German car, fancy home decor, expensive holidays etc… or is it simply because their peers are jumping into the well of financial insecurity, they too are doing the same. The only way out is good financial counseling. Read the full article at Financial Counselors.

Information about Dave Ramsey financial counseling.

Dave’s certified financial counselors have given help and hope to thousands, from the financially stressed to the financially blessed. Financial counseling is different from the other services they recommend in that it is the most detailed, comprehensive program offered. It is a fee-for-service product, but the fee reflects the vast scope of resources devoted to you and your specific financial situation. A trained counselor will assess your situation, whether it’s helping you design a budget, establishing a plan for paying debts, wealth building, and addressing any needs unique to your situation. Read the rest of the article at Financial Counselors.